Information Products found
within the Network of websites owned by Kovach Services are
copyright protect by their individual authors and owners
(and in most cases have their own disclaimers) and some of
the content, graphics and e-Books are copyright protected by Kovach
Services. (Atsugi, Japan)
The informational and instructional material contained in the
Software/e-Books & Information
Products is believed to be
reliable, helpful and professionally compiled. But "Kovach Services"
and it's network of websites cannot be held responsible for the
correctness, accuracy or reliability of the information contained in these products. Some of
the Software/e-Books &
Information Products are
written about professional matters of banking, finances, reality,
accounting, health, diet and self-help. The contents of these products
are provided as information only. They are not intended to
viewed or taken as legal or professional advice on any of the topics
mentioned above of for that matter any topic. Those seeking
professional advice should seek the services of competent
professionals. Kovach Services will not be held responsible for the
outcome or consequences resulting from your actions or usage of the
informational material contained in these Software/e-Books &
Information Products. Responsibility for the use of any and all
information contained in these Software/e-Books & Information
Products is strictly and solely the responsibility of that of the
user. Kovach Services encourages you to exercise discretion, any
reliance upon any Materials shall be at your sole risk.
It is your responsibility to evaluate the accuracy, completeness and
usefulness of any opinions, advice, opportunities, services or other
information provided on the Kovach Services Network of Websites or
Information Products being sold. All information contained with in
these web pages is with the understanding that the authors and
publishers are not rendering legal or professional advice, and
accordingly assume no liability whatsoever in connection with its
use. Again consult a competent professional for your personal
The Software/e-Books &
Information Products and content of the Kovach Services Network
of Websites contain internet marketing strategies, search engine
submission and advertising strategies, classified Ad sites, Website
and Graphic Design, Educational Products, ezine
advertising and Job Finding sites. Business opportunities,
Online Opportunities, MLM programs & Health Products. Kovach
Services makes no implications, warranties
or guarantees whatsoever, in whole or in part, that by reading,
following, applying, (or joining any affiliate program) or adhering
to any program or information found written anywhere within Kovach Services
Network of Websites will bring you financial gain, success or whatever the
topic or content in question may appear to imply. Again these are
only services and informational products and we can not guarantee
any financial gain by your usage of them. It is your responsibility
to evaluate the accuracy, completeness and usefulness of any
opinions, advice, services or other information provided with in
these website pages and information products.
The success or outcome of any program
or service is the responsibility of the end user and the decisions
or efforts he/she personally makes. (Buying a lawnmower will help
you to cut grass but it will not build you a lawn mowing business.
Personal effort is required.) But in this case we are not even
guaranteeing that our services or products will bring you financial
gain even if you work hard and apply your self. The products are
strictly for informational purposes and the services are on a "as
is" basis with no guarantee as to the end results.
Kovach Services assumes no responsibility for any losses or damages
(including but not limited to loss of data or computer problems, or
profits; or business interruption)
resulting from your use of any
Software/e-Books & Information
Products or services in any form
Furthermore although we take every
precaution to scan for viruses Kovach Services cannot and does not
guarantee or warrant that files available for downloading from our
Network of Websites are free of viruses, worms, Trojan horses or
other code that has contaminating or destructive properties. By
downloading from our websites you agree to not to hold Kovach
Services responsible in the event of viruses or damages caused to
your computer or data due to such problems.
reserve the right to REFUSE ALL Adult Sites, Gambling Sites or Adult
Entertainment and Adult Product Sites. Illegal or Stolen Software
Sites, Racist or Hate Sites, or any illegal site or illegal program.
Or anything that violates national or international law. Although we
try to check the ad postings you must understand that Kovach
Services has no obligation to monitor Message Boards or Classified
ads and shall not be held liable for any improper or incorrect use of
the Posting Boards.
By Advertising with us in the Kovach Services Network of Websites.
You must first understand that advertising has it's risks and
outcomes vary due to many unforeseeable or unpredictable
circumstances. And there
are may factors as to the success of any given advertising campaign.
(A lot depends on how an ad is written or the quality of the
content of a website as to how a search engines will list it. And of
course Search Engine policies are always changing.)
Kovach Services Network of websites
does not guarantee your ad will be financially or otherwise
successful for you. Nor that your website will receive a top search
engine listing. You, as the advertiser, must understand and accept
that there is a risk in any form of advertising and you must agree
not to hold Kovach Services or their Network of Websites responsible
for any lack of results, financial or otherwise from your
advertising champagne. You must assume the risk and agree that it is
your responsibility before advertising with us.
method in which we collect and store information largely depends on the
Website page your are visiting and the Service or information you're
buying or subscribing to.
when making a purchase through one of our third party merchant
accounts you will be asked for your credit card information and your
name and address. We will receive your name, address and email
address from the Credit Card processor to check payment and order
records and we store these on our hard drive. When you apply for a
paid service we also ask for your full name, mailing address and
email address. When you sign up for an account on one of our
classified ads pages or Job/Finder pages the script logs in your
contact information and this information is stored on our servers.
When you subscribe to one of our ezines (Newsletters) or auto
responder courses we ask for your full name and valid email address.
These are stored on our server and backed up on our harddrive. In certain cases you may have
applied to our job/finding services or offering donations to our
volunteer work, in which case we may also contact you by phone.
Under NO circumstances whatsoever
is your personal name, tel.#, address and email address EVER sold of
given to others. We strictly protect your privacy. (But at the same
time you must also understand by posting your name and personal
information on one of our Public Classified ad pages you will be
exposing your personal information to 3rd parties beyond our
control. Which is one of the risks of advertising.) Please take care
that anything you disclose does not compromise your personal safety.
Like most Internet Service
Providers our server automatically collects IP addresses and in
certain cases websites address from which visitors were referred.
to track sales and to enable you to remember your ID and Password.
disable your browser to receive cookies if you so desire.
We use this personal information
gathered about you to (if needs be) contact you about the service,
program or ezine you subscribed to. All of our auto courses and
ezines come with an unsubscribe link and we honor all removals.
Kovach Services does not knowingly
collect information from those wanted by the law or underage
children. If such accounts are discovered they will be deleted from
our data base immediately. We strive to uphold the law and a high
standard of internet etiquette.
These terms & conditions are
subject to change and may be updated with new technology. At which
time we will post the changes.
Kovach Services (and their Network of Websites)
For further questions or inquiries please free to contact us.